Finance
Showing 673 - 678 of 1028 results.
Reviewing 3 Key Legal Aspects of Real Estate Finance
3 Questions Decision-Makers Raise About Real Estate Finance: Loan documentation gaps, lender liability exposure, borrower default mechanics.Real estate finance involves the legal and transactional frameworks that govern how capital is deployed to acquire, develop, or refinance property. Whether you are a lender, borrower, or investor evaluating a transaction, the stakes are substantial. A poorly structured loan agreement can expose you to unanticipated liability, foreclosure delays, or loss of collateral recovery rights. From a practitioner's perspective, the most consequential decisions in real estate finance happen before funds are disbursed, not after a dispute arises.
Read more
Reviewing 3 Key Legal Aspects of Retail Installment Sales
Retail installment sales transactions require compliance with disclosure laws, default procedures, repossession standards, assignment obligations, and fair lending regulations. Retail installment sales create legal obligations for retailers, lenders, and assignees involved in consumer credit transactions. Retail installment sales contracts must comply with federal disclosure requirements, state consumer protection laws, and repossession regulations. Because retail installment sales frequently involve payment defaults, contract assignments, and collection activity, businesses should evaluate compliance risks before enforcing creditor remedies or acquiring installment portfolios.
Read more
Judgment Debtors: What You Need to Know before Creditors Act
Judgment debtors in New York face wage garnishment, bank levies, and forced asset disclosure under CPLR Article 52; knowing your exemptions and defenses is essential to protecting what you own. The single most damaging mistake I see judgment debtors make is treating a signed court order as the end of the matter; enforcement has only just begun. New York law does provide real protections, including homestead exemptions under CPLR 5206 and wage garnishment caps, but those protections must be actively claimed. Judgment debtors who act quickly, identify exempt assets, and prepare for supplementary proceedings are far better positioned than those who wait.
Read more
Debt Restructuring: How It Works in New York Legal Practice
Debt restructuring offers vital legal pathways for New York businesses and creditors seeking to reorganize obligations and protect financial rights. Distressed entities can restructure debt through out-of-court negotiations or formal Chapter 11 bankruptcy filings to stabilize operations. Secured and unsecured creditors must act strategically to enforce claims and maximize recovery under applicable commercial laws.
Read more
FDCPA Violations: What Debt Collectors Cannot Do under Federal Law
Federal law prohibits debt collectors from using abusive practices, making false statements, or contacting consumers at illegal hours. Under the Fair Debt Collection Practices Act, individuals facing debt collection in New York possess strong statutory protections against harassment and deceptive recovery tactics. When debt collectors cross legal boundaries, consumers can enforce their rights, halt unlawful demands, and seek civil recovery. SJKP's attorneys have extensive experience defending consumer rights and holding third-party collection agencies accountable for illegal collection practices.
Read more
Facing an Accounting Dispute? Your Rights, Options, and Defense
Accounting disputes arise from IRS audits, CPA malpractice, and challenged financial records, and each type follows its own legal procedures with separate deadlines. Knowing which rights apply and which resolution path fits your situation is the first step toward protecting your financial and legal interests. This guide covers the full process, from asserting audit rights through the administrative appeal system to building a defense and, where necessary, pursuing litigation.
Read more